Banks are failing because Bitcoin taught us we don't need them

It's finally happening - the majority of people are finally waking up to how fragile the banking system really is. The JPMorgan-MSTR situation just exposed what many already knew - banks don't serve people anymore, they serve control.

Every time Bitcoin grows stronger, the banks try to reassert their importance. They publish "risk warnings", raise friction or just quietly make it harder for anyone tied to crypto. But each move only pushes more people away. The system runs on permission and the moment you stop asking, it starts losing power.

That's the real story here. People are learning they do not need permission to save, move or build wealth. Bitcoin made that clear. You can hold your own value, set your own terms and build on open rails that no one can freeze or inflate.

I still get my salary paid into a traditional bank - regulations make that part unavoidable. But it stays there for maybe an hour. I transfer it straight to my Nexo account, where it actually earns yield, no lock-ins, no waiting. It feels insane to leave cash sitting in a bank at 0% when your money could be working for you.

When I need to spend, I just use their card. No off-ramp, no conversion delays, no middlemen taking a cut. Just direct access to what's already mine. At the end of each month, I convert what's left into BTC and let it compound.

And for anyone thinking long-term - you do not even need to keep your assets on an exchange. Move them to cold storage and take full control. Only send what you plan to spend for day-to-day expenses. There are plenty of crypto cards out there that make it easy to live off your holdings - pick whichever one fits your lifestyle. The point is, you finally have options!

This shift is bigger than one platform or one asset. It's a silent migration out of permission-based finance into something freer and more aligned with real value. People are opting out - not in protest, but in progress.

Banks had decades to prove they deserved our trust. Instead, they built systems of delay, debt and dependency. So the real question now is: why keep rewarding them with your money when Bitcoin already gave you a better way?