Long-time lurker, first-time poster here. I was researching Bitcoin retirement planning and couldn't find a calculator that was conservative enough for me.
Most Bitcoin retirement calculators use average prices or optimistic projections, which felt too risky for actual retirement planning. So I built my own tool that uses the Bitcoin Power Law Support Line - essentially planning for bear market prices throughout your entire retirement.
Why the ultra-conservative approach:
- Uses only 42% of Power Law fair value (the historical bear market floor)
- Assumes Bitcoin trades at its worst historical performance
- If Bitcoin does better (which it has 95%+ of the time), you'll have way more than planned
- Better to be pleasantly surprised than come up short in retirement
The calculator shows year-by-year breakdowns, accounts for inflation and taxes, and lets you see exactly how much BTC you'd need to sell each year to hit your withdrawal targets.
https://bitcoinretirement.net/
I made it free to use - no ads, no data collection. Would love to hear thoughts from the community, especially if anyone else has used Power Law models for retirement planning.
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