Coinbase One just reduced its insurance for "unauthorized transfers" from 1 million to 10k with cap of 20k over lifetime of account.

I got this email:

Here's what's changing:

• Starting today, we’ve expanded our account protection benefit to cover more unauthorized transfer scenarios.
• Due to this expanded coverage, the updated benefit is capped at $10,000 in restored funds.
• The previous account protection benefit will be discontinued in 30 days.

So basically if your paying 29 bucks a months because your liked the piece of mind of high coverage if Coinbase gets hacked, might as well get rid of it as that benefit is now gone.