How do high-volume P2P traders avoid bank account freezes?

I maintain seeing individuals on Reddit say their financial institution accounts get frozen after doing crypto P2P trades, especially when receiving money from unknown accounts.

But on the similar time, there are P2P merchants with 500–1000+ completed trades who appear to operate constantly with out points.

So I’m curious:

How do experienced P2P merchants scale back the danger of account freezes?

Do they use particular banks or wallets which might be thought-about safer for receiving P2P payments?

Are business/present accounts safer than personal financial savings accounts for this?