I built the best app for Bitcoiners to see their lives priced in sats. Meet Compass: Bitcoin Personal Finance App

Hey everyone,

I'm a solo developer and Bitcoin Maxi, and I built Compass after being frustrated with two things: my own spending habits and how other personal finance don't factor it in net worth/spending.

I've always seen USD as kinda worthless and I tend to spend it almost with ease versus when I see Bitcoin. Also, apps like Rocket Money didn't make it easy for me to truly track my Bitcoin holdings since you have to enter the value manually and with Bitcoin that number of course changes. I wanted something that allowed me to see the true value in BTC in my spending habits to help me slow down and something that Bitcoiners were complaining about in other finance apps where you have to babysit the balance of your Bitcoin wallet.

So I built the thing they and myself actually wanted.

Better

Compass just knows. Your net worth, your spending, and your goals are all priced in Bitcoin by default, and the Bitcoin part updates itself. You never type a balance again. Expenses from years ago use the price that Bitcoin was then and it's always up to date with current day prices for today when it comes to measuring.

A few things I tried hard to get right:

Your Bitcoin balance updates on its own. YOU NEVER HAVE TO ENTER ANY PRIVATE KEY and I knew that security was a huge thing when working on the app. You can either just enter the manual balance or the public read only address and it just watches and auto updates the balance. This gives me more accuracy when checking my balance.

Every purchase shows up in sats. For example, A $47 dinner lands as 73,194 sats or $2500 in rent is 3,893,293 sats / 0.4 BTC. Four categories: Bitcoin, Necessary, Discretionary, and Wasteful to easily categorize your spending. You have to spend money. Rent, groceries, kids. The point of holding Bitcoin was never to die with it. So instead of guilt, every purchase just shows you what it did to your goal's completion date. So like if your goal is to get to 1 BTC and you're spending a lot in wasteful, it will show you how many days you are behind to your goal.

Technical:

I made the app available on mobile, web, and desktop. The desktop app has no account and no server. Nothing to sign up for, everything encrypted on your own machine. This is what most people have liked but you have the option to look at it on all devices with sync which is still encrypted in DB. I've also opened source the compass-core that runs the app for the encryption, xpub, and conversions. Linked it in this post

Cost:

I'm doing a current deal right now for just $60 one time purchase for LIFETIME. You can pay in Bitcoin or USD. I think if we want to drive adoption of Bitcoin, I think it's important we start actually using it and this is your chance to as well. There is a 30 day money back guarantee no questions asked if you're interested!

I'd genuinely love your feedback, especially if you've been stacking for a while and have quietly given up on your finance app ever understanding it: long-time holders, self-custody people, anyone who already converts prices to sats in their head. Tell me what's missing or what feels clunky. I read every comment.

Thanks for reading, and I really appreciate any thoughts.

iOS App: https://apps.apple.com/my/app/compass-bitcoin-finance-app/id6776933441

Website: https://compassbtc.app/overview

Source (the Bitcoin core): https://github.com/HRZN-BTC/compass-core

Demo: https://www.youtube.com/watch?v=BuRxwfyRaTE&t=10s

This is the best app for Bitcoiners