Update on doing that risky HELOC thing. It went as expected...

Posted my Path to Wholecoinership a year ago and heard a lot of economic FUD.

Well after 1 year, no bonus, no raise, survived a large RIF, and paid $6180 in interest...

I'm sitting on a CAGR of around 100% and my credit is fixed so I can refi for around 7% now and buy more. My home's value has gone up about 9% per Zillow.

$6180 in interest payments for a $32k return in a single year. I'm now able to refi the HELOC for around 7% and will keep holding the debt for the foreseeable future. With the rest of my stash I'm no longer concerned about work, just how to get more BTC with side projects that will hopefully replace my day job.